The fastest way to buy life insurance online. Just 5 minutes is all you need to get cover.*
Smart Cover Online has teamed up with Cignpost Life and with their advanced technology you can get an instant decision with no delays.*
No more need for nuisance calls with a pushy salesperson. Simply quote and apply online. Making sure you get the right cover is important and it’s never been easier to get covered.*
Smart Cover Online has partnered with Cignpost Life and using their advanced online technology you can get an instant decision within minutes. Cignpost Life and our aim is simple; we want to help more people get covered by providing the quickest and simplest way of buying life cover available in the UK today. Just 5 minutes is all you need to get covered with Cignpost Life, quote, and apply online, and if you need any help please give us a call.
Our partner Cignpost Life is part of the industry-acclaimed Inchora Group which has a customer service Trustpilot rating of 5 and delivered 1.3 Million products and services to customers in 2018. *** If you purchase cover through Cignpost Life the policy is administered and underwritten by iptiQ Life S.A. authorised by Le Commissariat aux Assurances in Luxembourg. Smart Cover Online, Cignpost Life, and iptiQ Life S.A details can be found and verified on the FCA Financial Services Register.
Once you are completely satisfied with the level of cover selected simply set up a direct debit on the day of your choice for your monthly direct debit. **
Free Will and Trust Writing Service helping you to ensure your final wishes are carried out by coordinating the distribution of your assets after your death. Please note, the Smart Cover Online trust service is arranged by The Protection Network Limited. It is not provided, checked or endorsed by Cignpost Life or the underwriters, iptiQ.****
You can cancel your policy at any time – but please remember your policy has no cash-in value at any time. If you change your mind and cancel within 30 days of your plan starting, Cignpost Life will refund any premiums that you have paid. If you cancel at any other time, your cover will end, and you will not get anything back.
* You will have to meet the health requirements and cover limits set by the provider Cignpost Life – see our FAQ’s for further information on cover limits for online purchasing. Not paying or being behind on your premiums may impact your ability to claim or your claim amount. If you fall behind on your premium payments and do not resume paying your premiums, even if you become ill or lose your job, your policy may be cancelled and cover will cease.
**You will be transferred securely to Cignpost Life who will take the details of your chosen monthly direct debit. SSL security and encryption are used, the information you send or get through the site is private; this is shown by the padlock symbol clearly displayed at the left-hand side of the website address bar. The padlock symbol lets you know how safe it is to visit and use a site. SSL is the standard security technology for establishing an encrypted link between a web server and a browser. This link ensures that all data passed between the web server and browser remain private.
*** Information taken from Inchora.com “customer service Trustpilot rating of 5 and delivered 1.3 Million products and services to customers in 2018”. Correct as of 30/04/2021
**** The Financial Conduct Authority does not regulate advice or guidance for Trusts. More information can be found on the following website: The Money Advice Service