Why should you read this document?
You should thoroughly read the information provided within this document. The following document covers information around the use of Cookies when browsing our website.
By using the website www.smartcoveronline.co.uk you are agreeing to using cookies.
Please ensure you have also read the following:
Privacy Notice
Disclosure Document Services & Costs
Website Terms Of Use
Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our websites and also allows us to improve our sites. As stated in the banner shown when you first visit, by continuing to browse the site, you are agreeing to our use of cookies on that site.
When someone visits our site, we collect standard internet log information and details of visitor behaviour patterns. We do this to find out things such as the number of visitors to the various parts of the site. We collect this information in a way which does not identify anyone. We will not associate any data gathered from this site with any personally identifying information from any source. We will make it clear when we collect personal information and will explain what we intend to do with it. Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer. By using the website www.smartcoveronline.co.uk you are agreeing to using cookies. Cookies contain information that is transferred to your computer’s hard drive. Our sites may use one or more of the following sorts of cookies:
Strictly necessary cookies. These are cookies that are required for the operation of our websites. They include, for example, cookies that enable you to log into secure areas.
Our use of Strictly Necessary Cookies includes:
Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around a website when they are using it. This helps us to improve the way our websites work, for example, by ensuring that users are finding what they are looking for easily.
Our use of Analytical/Performance Cookies uses includes:
Functionality cookies. These are used to recognise you when you return to a website. This enables us to personalise our content for you and remember your preferences.
Our use of Functionality Cookies includes:
Targeting cookies. These cookies record your visit to our websites, the pages you have visited and the links you have followed. We will use this information to make our websites and the advertising displayed on it more relevant to your interests.
Our use of Targeting Cookies includes:
Cookies within mobile applications
We use Cookies on our mobile applications. These Cookies are critical to the functionality of our applications, so if you block or delete these Cookies you may not be able to use the application. These Cookies are not shared with any other application on your mobile device. We never use the Cookies from the mobile application to store personal information about you.
Flash Cookies
Flash Cookies make it quicker and easier for you to access websites on subsequent visits that use Flash technology. Deleting them means you may have to re-enter information each time you visit the same site.
Deleting Cookies in your browser will not delete Flash Cookies. You can delete Flash Cookies by going to the Settings Manager for your Adobe Flash Player. You will be taken to the Adobe website, which lists the websites with the cookies in your browser. Just click “Delete” opposite the relevant website.
Pixel Tracking and Audience Pixels
Pages of our websites and our e-mails may contain pixel tags (also referred to as web beacons, web bugs, tracking pixels, java tags and clear gifs) that allow us and our advertisers or service providers to:
Key Third Party Providers
Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
Examples of third-party cookies providing external services include
Further information about them may be obtained from their respective websites.
Please note that we are not responsible for and have no control over the content of any third-party website.
Further Information
If you wish to find out more about cookies, you may like to visit http://www.aboutcookies.org which is an independent third party resource that explains what cookies and clear gifs are and how you may manage them. Please note that we are not responsible for and have no control over the content of this third-party website.
More information about Cookies and managing your browser settings can also be found on the following ICO website Information Commissioner’s Office – https://ico.org.uk/your-data-matters/online/cookies/
You may block cookies by activating the setting on your browser that allows you to disable the use of them. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our websites.
Except for strictly necessary and functional cookies, cookies will expire within two years.
If you share the use of a computer, accepting or rejecting the use of cookies will affect all users of that computer.
By using the website www.smartcoveronline.co.uk you are agreeing to using cookies.
Smart Cover Online Limited is a trading style of The Protection Network Limited, 7 Bell Yard London WC2A 2JR which is authorised and regulated by the Financial Conduct Authority Firm Reference Number 803469. The Protection Network Limited is Registered in England and Wales No 11001265. Registered office as above. The Protection Network are covered by the Financial Services Compensation Scheme (FSCS). The guidance contained within this website is subject to UK regulatory regime and is therefore primarily targeted at customers in the UK. All data collected within this website is handled in accordance with our Privacy Policy, which includes information on the use of cookies. All business is transacted in accordance with our Terms Of Business. If you choose to take a policy using this website you will be transferred securely from this website to our partners website Cignpost Life. If you purchase cover through Cignpost Life the policy is administered and underwritten by iptiQ Life S.A. authorised by Le Commissariat aux Assurances in Luxembourg. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
© 2020, Smart Cover Online, A trading style of The Protection Network Limited.
